Some important tips for Freshmen to save money for college

Summer Vacations is an appropriate time to save money for university or college and reduce college-related expenses.

1. Develop Good Financial Habits

A summer vacation is a great time to gear up financially for university to develop a college budget and find money through scholarships, work, e-commerce sites and online services.

Experts say it’s not just a 529 tax-advantaged education savings account that assists savvy school students save for university; opening a checking account assists students put money away and establish healthy financial habits.


Tips for Freshmen to save money for college

2. Work a Part-Time Job

A part-time job working as a lifeguard and at a fast-food chain or local restaurant is one way for students to pay for university and gain work experience.

Some of these part-time jobs – especially those at fast-food giants – provide tuition benefits to some hourly workers.

3. Find a Paid Summer Internship

Not only can a paid summer internship fund college-related expenses, but it can assist with job prospects down the road.

More than half of the internships offered at private companies and the federal government are paid, according to a National Association of Colleges and Employers student survey. NACE finds that students with paid internships also enhance their prospects for full-time job offer after graduation.

4. Take Advantage of Summer Youth Programs

Various U.S. cities have private or public programs that support teen part time jobs during the summer, such as New York City’s Summer Youth Employment Program.

The program is one of the oldest in the country, employing more than 54,000 students between the ages of 15 and 25 during the summer months. Program participants make at least minimum wage.

5. Win Cash via Summer Reading Programs

Keep active during the summer vacations and enroll in a summer reading program – some of these provide programs offer participants a chance to win up to usually around $1,500 in cash for their tax-advantaged college savings account.

Some states have announced these reading summer programs with possible college cash, such as Minnesota, Oregon and Oklahoma, to name a few.

6. Take Summer College Courses

Register in summer classes can be a smart way to decrease college costs – mainly if you opt for courses at a less expensive community college. This plan can shave off time needed to graduate, reducing costs by spending less time in school.

But before taking a summer course, it is important to talk with your college’s transfer credit evaluator about whether these funds will transfer.

7. Do the Assignment for others

The possibilities are endless for doing assignment to earn money during the summer months.

There are also ample of online sites which provide you a platform to do the assignments for the others and make money by your own. ExpertsMind, TutorsGlobe, and MyworldSolution provide the platform to earn some money for doing the assignments.

8. Make Money Online

Earning money online is best way to supplement your income to pay for college expenses. There are various sites to make money for your talents, ranging from filling out online surveys and using your media expertise, experts say.

Sites such as Swagbacks and MySurvey will pay for your contribution in consumer research. Students can be paid for media talent, from tweeting for money with IZEA to contributing stock photos through Foap.

9. Create Cash From Your Clutter

Clean out your bedroom and closets and sell anything you are not using anymore. Clothes in the back of the closet can be sold as vintage on eBay, Etsy and at a local store, for example, financial proficient say.

10. Ask for Gifts-

Tell family friends to consider contributing to a university savings account as a birthday or high school graduation gift.

An increasing number of students choose college savings over material presents. Around 40-45 percent of high school students, for example, say they are willing to forgo material items to save for universities, according to a 2015 College Savings Foundation report.

11. Find More Ways to Make Your Summer Money Grow

Consider putting your summer money into a 529 account. Your investment will grow tax-free, and the account can be used to pay education expenses, tackling university costs.

Follow Expertsmind on Twitter and Facebook to join the conversation and stay informed about the latest advice and tips on paying for university or college.


Important Traits to show at College Admissions Interviews

As students go during the often nerve-wracking knowledge and experience of applying to university, they occasionally overlook the college admissions interview. These admission interviews can sometimes be the tipping point between a rejection and an acceptance, so it is significant to put your best foot forward.

Since admissions interviews are normally thirty minutes or less, students don’t have that much time to convey who they are or why they are a great option for that university and college.

Job interview

College Admissions Interviews

Here are few traits to prioritize so you can stand out during College admissions interviews.

1. Confidence:

Your college admissions portfolio should highlight your strengths, but you should also confidently talk about them during your interview. Keep in mind that being too humble can really be a disadvantage.

If you are strong in a specific academic subject or particular topic, consider discussing the enjoyable challenge of tackling increasingly tricky assignment and homework. If your strengths lie in an extra-curricular activity like arts and athletics, emphasize how your training has helped to set you apart, as well as how you hope to apply that training to your university classes.

For example, a student who enjoyed his time on a soccer team may talk about how that involvement contributed to his students skills and will assist him add to meaningful group discussions in history and English classes.

2. Passion:

You can show passion for the college itself, for a potential major within the college, or both. What is most significant is that you express your enthusiasm for a particular aspect of the college. One easy way for demonstrating passion is to sketch a parallel between a favorite pastime and how you will continue to pursue it while on college campus. Is there a club and organization that you can join? How will your passion enrich your potential university campus?

For instance, a student with interests in creative journalism and writing might choose to highlight her or his passion for words by inquiring about the prospective college’s student newspaper. Researching its name, publishing plan or schedule and recent article topics can serve to reinforce the student’s desire to attend this particular university.

3. Work ethic:

No college wishes to admit students who clearly don’t enjoy tough work, so make it a point to communicate to your admission interviewer just how strong your work ethic is. For example, you can mention either your most challenging classes, or the most challenging task that you have had to complete as an artist, athlete, debater or student government representative.

Walk your interviewer through the steps you took to effectively address this task. If you did not get complete success in your endeavor, show how hard you worked, without giving up, to get whatever success you did have.

4. Initiative:

Universities wish to admit self-starters – students who can do more than just remember and reproduce information, and who will instead show initiative by taking a leadership role in classes; college campus issues, perhaps through student government or volunteer opportunities; and extra-curricular.

If you have high school leadership experience, talk about that in your college admission interview. Talk not only about the organization that you led, but also about the events and actions that you took to leave that group stronger than when you joined it.

5. Intellectual curiosity:

One more attribute of a self-starter is intellectual curiosity. Ensure you mention any summer courses you may have taken, particularly those in subject areas that are not normally provided at your high school, and talk about any projects you undertook that led you far afield from what the rest of your class was studying. University or College is a time to explore and indulge your intellectual curiosity, so show to your interviewer that you have a healthy dose of it.

Although college admissions interviews can be stressful, the most significant thing to keep in mind is that interviewers will likely only memorize various key items about each and every interviewee. Given the brief amount of time allotted to most interviews, it’s vital to use this opportunity wisely, and to prepare your key points in advance.

Awesome Ways to Get the Best Out of Summer Vacation

If your summer vacation has already arrived, chances are the last thing on your mind is school. And need some rest! You worked very hard this year, and you absolutely deserve some break.

Summer Vacation

But before you find out, the air will grow colder, and jumping into next semester will be hard after a entire summer off, particularly if you spent the entire time watching Movies and seasons or Netflix. Though, there are lots of awesome ways to keep your mind active through the summer break without sacrificing freedom and fun and the occasional binge-watching day.

Try some of these ideas to fend off boredom, keep your brain active, and learn something interesting and new, all while making and exploring the most of your summer vacation.

Take in Some Culture

Every city has its fair share of culture, so go out there and find out what your town has to offer! Locate a museum to visit that you have never been to before, or see if there are any important historical places nearby. This will help you discover more about your town or city and help you increase your horizons.

A trip to the symphony is yet another enormous cultural thing that is classically quite economical for students, as tickets are frequently discounted with a student ID. Read up on the composers and the parts that are being featured to add up the experience even more meaningful and interesting. Student rush a lot applies for theater as well! Research about plays which are coming to your city this summer.

Keep Up Your Health

A good health is the first step to a sharp brain. Take up running, cycling, swimming, or any outdoor activity or sport that allows you to warm up your whole body. Exercise and stretching increases oxygen to the brain and releases hormones that nourish it, focusing and calming your thoughts. That means physical activity a top priority if you want to continue on your A-game.

While you are at it, find some great apartment friendly healthy recipes and try them out throughout the summer. Eating healthy will seem unfeasible during the busy semester, but by the end of the summer you will have had time to make an arsenal of easy go-to recipes.

Start a Casual Reading Group

Taking in some literature is an incredible way to stay your gears turning over break, but sometimes it will be hard to stay on track with a book. Organizing a reading group with one or two friends will be a fun accountability method to keep you reading, and you also get to meet up with your buddies and argue what you’re enjoying (or not enjoying) about the books you select. Reading and discussing themes, no matter what genre of literature you are into, are precious skills that will surely benefit you when you head back to school!

Take a Community Course

Many recreation centers or small colleges provide community courses on different topics, from cooking to painting to language studies and more. If you need to stretch your abilities and expand your knowledge base, try out these short classes to learn something new with fun. They are normally only one session, and are often economical or free for students, so you will try out as many as you want. Do not want to go by yourself? Take some colleagues and friend and make an outing of it.

Apply for Something Different

Is your local Art store hiring? Did you notice a “Help wanted” sign in a nearby thrift store? Taking a part time summer job is a low pressure way to get some money for your next year, so try something completely different. You will be surprised at how much you will learn by jumping in with both feet. As long as the local business is willing to guide and you are willing to learn, you will get unique experiences by applying for a summer job someplace that’s totally new to you.

Volunteer Your Time

Volunteering is not only a useful and helpful way to utilize your summer, but it also feels great and looks good on your resume. Try to get some place that relates to your interest and see if they need a summer intern or volunteers. If you like working with people, try to give your time to local nursing home, homeless shelter or hospital. Political campaigns, local parks and animal shelters are often looking for Volunteer to help out as well. When you volunteer, you will learn about the organizations as well as about yourself.

Take a Trip

There is no superior way to learn time management and organization than by planning your own vacation. Whether it is a weekend just a city over or a week-long European outing, you will find new life skills as you budget your money, plan your itinerary and research your destination. You will also get refresh your mind by taking a rest from the typical daily routine. Train trips are frequently a economical way to travel long distances, and they provide plenty of time to relax, take in the countryside scenery, catch up on some reading and meet new people.

Summer vacations are the great time to expand your knowledge and experiences that will aid in the learning process and even help get ready you for life after college. Discover something new this summer, and get the best out of your summer break!

Need even more Tips? Check out Expertsmind today.

Students Who Benefits From admissions policies – Test-Optional and Test-Flexible

In some ways, it is possible to state that the United States has a passion for academic testing. With simple standardized exams, a difficult human can be distilled to various numbers. Sometimes these exam results offer useful insights into student ability and sometimes they obscure the truth.

A growing number of universities and colleges realize the limitations of standardized examinations, and are therefore offering test-flexible and test-optional admissions. At present more than 200 highly ranked top-tier schools that de-emphasize entrance examinations.

Test-Optional Test-Flexible Admissions

Three types of learners in specific benefits from this choice: those with high scores but poor test scores, those who excel in a specific subject and those with serious examination anxiety.

1. Students with low test score and strong GPAs:

Test-flexible and Test-optional admissions policies don’t signify a university has abandoned standards. Several universities in this category are quite competitive, but have selected to focus on other ways to measure potential and achievement.

While candidates should still have great GPAs, these colleges may weigh other factors – such as additional or extra-curricular activities and references more heavily than in traditional admissions. This makes these universities great options for students who excel academically but do not exam well.

If you have low exam grades but have been an active volunteer, have served as a leader in after-college activities, can write killer essays and have ringing personal endorsements from your mentors, opting against the SAT or ACT may also be right for you.

And if this student profile fits you, don’t feel you have failed. Standardized exams benefit some students, but they don’t suit every student.

College is eventually an exercise in identified your unique potential and working with your limitations. By choosing a competitive exam-optional college instead of settling for a less competitive college with broader enrollment, you will be interacting with brilliant students like yourself. In other words, get this opportunity to play to your strengths.

2. Students with marked talent in a particular area:

Certain students excel in a relatively narrow area of the educational spectrum. Consider, for example, the gifted artist who struggles tremendously with science or the math enthusiast with little interest in English literature. This kind of student may not have an excellent GPA but rather high scores more heavily skewed toward one or two subjects or topics.

If this situation describes you, don’t despair. And do not settle for a less competitive school based solely on your average GPA.

Art colleges, for instance, are often test-ambivalent. Cornish College of the Arts in Seattle, for example, does not include the SAT and ACT exams among the factors evaluated. Instead, the college highly values a student’s portfolio and audition. Your high school transcripts are still relevant, of course, but art schools tend to have realized that standardized test and artistic talent are sometimes at odds.

Unfortunately, the situation is less clear for the exceptional technology, science, engineering and math student. Several STEM-focused schools still require particular test scores.

There are, however, several universities with excellent STEM programs that are test-flexible or test-optional. In the case of test-flexible college, you may be permitted to submit several SAT or AP subject exams in areas of your choosing in lieu of the SAT or ACT, or you may be able to select which SAT or ACT scores you send, thus enabling you to make the strongest possible profile.

3. Students with exam anxiety:

Students with exam anxiety may be considered a subset of the first type of student explain except that their anxiety may have prevented them from contemplating taking the SAT or ACT exams.

Exam anxiety is a genuine phenomenon. As with various issues impacting your happiness and health, there is a delicate balance between healing and coping.

While you don’t want to allow anxiety to dictate your path in life, you also don’t want to shortchange yourself academically as you perform poorly on standardized examinations. As has been mentioned, it is possible to attend a great college without stellar exam scores.

Exploring your test-flexible and test-optional choices may also decrease your anxiety to manageable stages. If knowing that performing badly on an exam will not prevent you from attending a competitive university, you may be able to relax sufficient to do well.

How to make a better Revision-Friendly Environment

When you have got a teenager in school, the looming examinations can make summer and spring daunting seasons for you both. The support provided by parents at this time can be essential for a student’s achievements, yet it is hard to know exactly when or how you can get involved in your child’s revision process. We have put together a guide full of pointers to help you assist your children succeed this examinations season.

1. Create a good study space-

A student’s desk is where they spend the majority of their revision period, so investing in a decent study area is worthwhile. The greatest study desks are large, uncluttered and clean, properly lit, and well-stocked with all the revision essentials. A current study showed that sprucing up a plain desk with flowers and plants could increase productivity by up to 15 percent, so consider buying one for your children desk if they do not have one already. A low-maintenance cactus might be a fine place to start.

Revision-Friendly Environment

2. Promote healthy food-

Under stress the human body naturally craves sugary and carbohydrates foods, yet intensive studying and brain activity needs the chemicals and vitamins found in healthier foods such as blueberries, oily fish, and broccoli and pumpkin seeds. If it’s a struggle to get your children to eat these food types, try supplement with some sweeter snacks.  Treats like apples, berries and even dark chocolate have also been proven to enhance concentration and memory.

Also memorize that drinking healthily can be as significant as eating healthily. Ensure your kid is drinking plenty of water to fuel their brain, and steer them away from various caffeinated drinks.

3. Let them teach you-

If you do not know anything about your children favourite GCSE subjects and topics, use it to your advantage. A vast revision technique for students is to try and teach material to other people, as this makes them consider about the information in a latest way and aids memorization. Motivate your kids to explain key concepts to you, and problem them with questions. If they can explain a topic so you understand it, chances are they are pretty good at it. If they are struggling to get it across it may need a bit more work.

4. Make sure they’re getting enough sleep-

The undeniable link between memory and sleep formation in the brain means getting sufficient sleep is one of the greatest habits to get into for successful revision. Motivate your kid to get as much sleep as possible in spite of the stress around the exam time. It will develop concentration and revision quality, and assist avoid the vicious circle where a lack of sleep causes a bad day’s work, which then causes another bad night’s sleep. A good rule of thumb is eight hours per night where possible.

5. Encourage beneficial breaks

Taking regular breaks can enhance concentration and memory, and so enhance the quality of revision. Each and every student is different, so your kid should take breaks whenever works excellent for them and for appropriate lengths. Do not force breaks on them, just be understand and supportive that watching one hour of TV is often more helpful for their revision strategy than not having a break at all.

6. Keep the noise down

Although usually an instruction directed at kids, parents too can create distracting noise throughout the day, thus try to keep this to a minimum where possible. Although achieving the environment of a library is unrealistic in home there are easy things you can do decrease the level of noise. Try to follow some strict timetable on when family members can invite round friends and keep the phone-calls and TV at a low volume. After all, you are all in it together.

7. Try productivity apps

And finally, if you would like a tested and tried technological solution, a rising number of students are finding productivity apps to be really helpful to revise their studies.  There are lots of these apps available for free for various phone web browsers and models, and they are designed to assist people stop procrastinating by blocking certain sites or activities for periods of time. These apps are best for students who do not trust themselves to stray from BBC Bitesize into social media, and Make sure for parent’s mind at peace knowing for sure that their kid is not on Instagram or Facebook.

So there you have it – some essential starting points to assist you make sure that your kids are in the best possible atmosphere to prosper and revise.

Some Important tips to choose the correct Pre-College Summer Program

As the university admissions process grows more competitive, several high school students are enriching their summer vacations with pre-college summer programs.

These summer programs are designed to provide a taste of collegiate learning and life. Although there are many ways to use your summer vacations effectively and creatively, attendance at one of these programs can really strengthen an application, confer college-level credit and introduce you to more rigorous classes than your high school provides.

Pre-College Summer Program

There are a variety of summer programs available, with subjects ranging from international travel to environmental science to creative writing. Here are some important tips on how to select the right one for you.

1. Consider your long-term goals:

When considering these types of pre-college summer programs, begin by asking yourself, “What is my aim or goal for beyond and college?” You may not have a particular major in mind just yet, but if you can narrow your career and academic interests to the humanities, sciences or arts, it will assist you find a pre-college summer program that suits your requirements.

There are numerous sites that maintain directories of pre-college summer programs. Even at a smaller school like Carleton College in Minnesota, there are a plenty of available chances so make sure to check these directories carefully.

Larger schools, like the University of Notre Dame in Indiana, offer an even wider array. Your choices may include leadership seminars, study abroad experiences and traditional academic courses, so evaluate each and every opportunity completely before you make a decision.

2. Improve your strengths:

Next, review your current extracurricular and grades. One option is to register in a summer program that emphasizes your strengths.

If you are talented in science and math and think you might like to pursue a career in the so-called STEM fields, a program in physics and engineering could place you in an elite group of university applicants. If you select this path, search for summer programs that are tailored to high achievers. The program should push you to enhance your skill set, rather than easily explore the field.

3. Shore up your weaknesses:

If your transcript is not strong across various disciplines, you risk looking unbalanced as student. In such cases, identify a summer program that will assist you overcome your challenges. Most colleges seek well-balanced applicants who are capable in every field, despite of their planned majors.

For example, if your transcripts suggest that you have struggled in history, a program that illustrates the subject with hands-on projects and small-group instruction could be a superb choice.

4. Take a cue from college and major requirements:

If you’re unsure about which path or program to pursue, you can look to the admissions requirements for your short list of colleges, as well as to the requirements for the degrees that interest you. Some specialized degree programs may have few general education requirements – an arts school may be primarily interested in your portfolio or audition during the admissions cycle, for instance.

In that scenario, a pre-college summer program in STEM may or may not pay dividends from an admissions perspective. Similarly, an engineering university may be much more concerned with your mathematics ability than with your painting experience and knowledge.

If you are not sure of your future major, or if you plan to attend a college with a focus on liberal education, work on strengthening your weaknesses.

5. Seek opportunities that award credit:

Some universities provide pre-college summer programs that confer college credit; the specifics differ by college, as well as by any arrangements with your high school.

Earning credit for a pre-college summer program is a win-win situation if you can afford the tuition and invest the time. You will simultaneously increase your application with an additional rigorous class, while also securing university credit before you officially start university.

Certain for-credit programs are more expensive and more selective than noncredit programs. For instance, Carnegie Mellon University’s Advanced Placement or Early Admission pre-college summer program provides courses in engineering, math, the science and humanities and has prerequisites, which may include minimum standardized exam scores.

But there are several subsidized options available, as well as a wealth of scholarships. New York University, which provides a fee-free STEM program targeted at students from disadvantaged backgrounds, is just one such school.

Common Mistakes foreign students make at U.S. Colleges

Being a university freshman as a global or an international student is an exciting time in your life. Once you have been accepted, your next task is to understand the reality of life at a U.S. university. You will get to explore various aspects of life at a United States college and it will assist you learn about yourself, too.

I have spoken with some friends to come up with the some mistakes to avoid helping you get a more complete picture of the atmosphere at a U.S. university – things that education or travel agents, your high school counselors and parents likely won’t tell you.

International Freshmen

1. Trying to take advantage of each and every penny that you spent on your education:

Several international students are accepted to universities with financial aid, so it is understandable that you try to save your money and get the best value. However, trying too hard with that mindset is not essential. It will make you relax.

One example I’ve seen among my friends, some of whom forever try to eat as much as they can in the canteen or cafeteria because their meal plans are costly. They end up gaining unnecessary mass and weight and look very unhealthy at the end of the semester.

Be aware of the ways you are trying to get your money’s worth. For example, don’t do laundry each and every day to get your money’s worth from your paid laundry service. This is only a misuse of your money and time.

2. Not speaking up and asking for what you want:

Even though various students try extremely hard to get their money’s worth, they are sometimes scared to ask for what they want from the citizens around them, whether it is a lunch lady, a career adviser and a professor.

Furthermore, the cultures that few international folks come from sometimes make them scared to speak up about their requirements. However, university is where people don’t reprimand you for asking for what benefits you. People are here to assistance and when you say that you are international students, you are often even more welcomed.

If you appear to work hard and be assertive and attentive, you will get assistance from people if you just ask. I once had a meeting with a partner from an accounting firm, and want to write him a hand-written “thank-you letter” afterward.

The mail usually takes two weeks to reach its destination, but I asked my career consultant to send him the letter right that day – a special request. He didn’t hesitate to send the letter, and the partner told me that it was a pleasant surprise.

3. Being emotionally involved in a relationship:

Being emotionally consumed in a relationship during your freshman year may not be a vast thing to do. It might limit your connections with other peers and thus narrowing the scope of your social life.

Furthermore, university is not high school, where you may have classes together all the time. The chances that two people will spend a major amount of time together in an activity are slimmer in college, since you will likely have different goals and priorities. The only person responsible for your personal development and academic progress at this phase of your life is you, so make your decision wisely.

4. Setting your expectations for yourself too low:

College is a completely different atmosphere from high school. If you imagine that since your performance was mediocre in high school, it will be tough for you to perform well in university; you are likely right – and most likely wrong.

You will be correct, because this mentality will only keep you where you are. This is the not the right way to do, however, because if you keep pushing yourself, you will likely succeed.

There is a global student from my university who didn’t score the highest GPA in his high school, did not have a decent scholarship and did not speak fluent English the first time I had a talk with him. Overall, he did not seem to be the type of student who would land a dream job in U.S. after graduation.

However, he was the first one among us to be chosen for an internship at a reputed investment bank, as a sophomore. I am sure he has been trying his most excellent socially and academically to gain soft skills and knowledge over the last two years. More significantly, he succeeded in becoming an improved version of himself.